Punjab National Bank Online Account Opening | PNB Online Account Opening | pnb bank account open
Hello friends in this video will discuss about PNB Saving Account.
Who can open Unnati a/c Resident Individuals (either singly or jointly), Associations, Trusts, Hindu Undivided Families (HUFs), Clubs, Societies etc. Institutions specially permitted by RBI.
2. Minimum quarterly average balance (QAB) & charges for not maintaining QAB
Area Of Branch Minimum Qly. Average Balance Initial Deposit
Rural Rs.500/-
Semi- Urban Rs.1000/-
Urban Rs.2000/-
Metropolitan Rs.2000/-
3. Documents required for opening the account
Account Opening Form (AOF)
Identity & Address proof as per KYC norms
Photo
Related documents in case of Associations, HUF, Clubs, Trust, Society etc.
Other related documents as per RBI Guidelines
4. Nomination Facility Available to eligible persons as per rules
5. Transactions
Debit entries in a half year should not exceed 40.
IBS, ATM, SI debits and debits of charges are not included under limit of 40 per half year.
If debit transactions exceed 40, charges will be applicable
3rd party cash payments up to a maximum of Rs.50,000/- per day.
Transfer Transactions up to a maximum of Rs.1,00,000/- per day. Third party cannot withdraw any amount through withdrawal slip. There is no limit of Maximum amount through withdrwal slip at the base branch.
In case the account holder visits the branch himself, Withdrawal Slip must accompany the Passbook.
Inter-sol cash Payments to account holder himself is restricted up to the limit of Rs. 5,00,000/-
6. Additional facilities
Interest Rates
25 free personalized multicity cheque leaf per year.
Free transfer of fund within PNB accounts
Free internet banking
Transferability of accounts to any P.N.B Branch without changing the account number
Deposits are insured by DICGC upto Rs 5.00 lakhs per customer.
ATM Cum Debit card(individuals account)
Fast remittance of funds through NEFT/RTGS
Acceptance of standing instructions
Safe Deposit Lockers available online also.
Online opening of account facilitated
A resident individual woman can open the account under the scheme.Joint account can also be opened under the scheme however the first name should be of woman.It will be the option of the customer whether she wants to avail sweep facility or not.Attractive Concessions/Freebies in the Scheme.
HIGHLIGHTS FOR PNB POWER SAVINGS - PNB SF FUND ACCOUNT FOR WOMEN:
Sl.No. Particulars Freebies/Concessions In The Scheme
I. Minimum Quarterly Average Balance (QAB) Rs.500/- in Rural
Rs.1000/- in others
II. Initial Deposit/ Minimum Quarterly Average Balance Rural : Rs. 500/-
Semi - Urban : Rs. 1000/-
Urban/Metro : Rs. 2000/-
III. Charges for not maintaining QAB Applicable charges
IV. Free Cheque leaves 50 cheque leaves per year
V. NEFT charges **Free
VI. Issue of Demand Drafts **Free one draft per month
upto Rs.10,000/-
VII. A rebate/ discount in locker rent
(One small locker) 25% concession in locker rent
for first year only
VIII. Concession in respect of
documentation charges for availment
of Housing Loan, Vehicle Loan (two
wheeler/Car) & Personal Loan Free
IX. Relaxation in margin and interest in
loan account As applicable
X. Discount in De mat account fee 25%
XI. Issue of statement Free
XII. Issuance of debit card(Rupay)
(Free) Platinum Debit Card
XIII. Domestic cash-ATM withdrawal per day 50000
XIV. Domestic shopping limit-POS- per day 1.25 lac
XV. Free Accidental death Insurance
cover *Rs.2.00 lac
*Rs. 5.00 lac
XVI. Sweep facility Available subject to T&C
XVII. Other Misc charges
(Signature attestation, Duplicate
pass book, Interest Certificate,
Balance Certificate) Free
XVIII. SMS alert charges Free
XIX. Periodicity of Sweep On daily basis (If there is holiday, sweep out will be on the next working day from saving account)
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